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How It Works
Enter your Zip Code
Check to see if we offer coverage in your state
1
Compare Plans
Compare quotes online or over the phone
2
Enroll with an Agent
Speak with one of our licensed agents to enroll in coverage today
3
Support Year Round
Our team is available year round to assist with any health insurance needs
4
A Plan For Everyone
Discover Insurance Plans Specific to Your Needs
Unemployment can be stressful, especially when it comes to healthcare costs. We can help you find Marketplace health insurance or short-term coverage until your new employer-sponsored plan starts.
Student health insurance can be challenging, especially with limited income. We offer low-cost Marketplace plans, many starting at just $10/month, and can provide short-term options to fit your budget and lifestyle.
Today's employees expect more than just good pay-they want employer-sponsored coverage too. Whether you have 5 or 50 employees, we can create a custom insurance package with health and supplemental plans like dental, vision, and critical illness coverage.
Running your own business can raise healthcare costs, but affordable Marketplace plans are available. We offer budget-friendly health, dental, and vision plans from some of the top carriers.
Whether you need coverage for yourself or your family, we have options to fit your budget. Explore our Marketplace plans and supplemental coverage, with options starting as low as $10/month.
My agent was so helpful and patient, providing all the info I needed to choose a plan. She saved me from a higher monthly premium, and I really appreciate her help.
Kyle Taylor
Austin, TX
Get Started In Under 5 Minutes
Experience a quick and hassle-free way to explore your insurance options
Review Plan Options
Take the guesswork out of choosing the right insurance plan. Our platform allows you to easily compare plan options side by side.
Speak with a Licensed Agent
Get personalized assistance and enroll in a health insurance plan that’s the best fit for you by connecting with a licensed agent.
What Are You Looking For?
Key Terms
A Comprehensive Guide to Health Insurance Terms
Here are some key terms you may encounter while browsing ACA marketplace insurance.
Coverage
When you buy, or enroll in, a health plan, the insurance company agrees to pay for preventive services to help you stay well, plus part of your medical bills when you need a checkup, get sick, or have an accident.
In-network
If the doctor, hospital or health care facility you visit is part of your insurance company's network, you'll get your health care at lower prices. But if you go out of your network for health care, it can become a lot more expensive.
Out-of-network
Health care you receive without a physician referral, or services received by a non-network service provider. Out-of-network health care and plan payments are subject to deductibles and copayments.
Premium
Premiums are payments you make each month to your insurance company for your coverage.
Deductible
A specific dollar amount you pay out of pocket before benefits are available through a health plan. Under some plans, the deductible is waived for certain services.
Co-insurance
The amount or percentage that you pay for certain covered health care services under your plan. This is typically the amount paid after a deductible is met.
Co-payment
A flat fee that you pay toward the cost of covered medical services.
Out-of-pocket max
The highest out-of-pocket amount paid for covered services during a benefit period.
Subsidy
You may qualify for help from the government to pay part of your premium. This financial assistance is called a preimum tax credit or subsidy.
Cozmo Health Blog
Understanding Health Insurance
Discover helpful insights and guidance on navigating the complexities of health insurance, with content designed to empower you in understanding your coverage options.
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Can I Get Health Insurance If I Am Self-Employed?
Nya Lowe
November 20, 2024
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Your Guide to Understanding Health Insurance Deductibles and Copayments
Nya Lowe
November 15, 2024
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Why Are Regular Checkups Important?
Nya Lowe
November 04, 2024
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States We Offer Coverage
AL, AZ, DE, FL, GA, IL, IN, IA, KS, LA, MI, MS, MO, MT, NE, NH, NC, ND, OH, OK, SC, SD, TN, TX, UT, WV, WI, WY
We are all living longer and healthier lives, but we all know it’s not always easy. Everyone has stories of an unfortunate medical moment that changed their life forever. That's why we created Cozmo Health Insurance — a suite of tools to help you get the right coverage at the right price.
Talk to an Agent
(888) 479-1162